Trust and Asset Management Officers
Thomas B. Burkholder
Vice President & Trust Officer
Tom joined Woodlands Bank in January 1996 to assist in the creation of the Trust & Asset Management Services Department. His responsibilities include the overall management of the Department and the administration of various types of accounts, including estates, trusts, guardianships, individual retirement accounts, retirement benefit accounts and investment management accounts.
Prior to joining Woodlands Bank, Tom was with the former Commonwealth Bank / Meridian Asset Management in Williamsport for eleven years. Prior to joining Commonwealth Bank, Tom practiced law for four years in Berwick, PA. A native of Hatboro, PA, Tom is a 1977 graduate of Dickinson College in Carlisle with a B.S. in Economics. He attended Ohio Northern University School of Law and received a J.D. degree in 1980.
In addition, Tom is a 1990 graduate of the American Bankers Association National Graduate Trust School at Northwestern University and has earned the Certified Financial Planning designation from the College of Financial Planning. He is a member of the Pennsylvania Bar Association and a member of the Pennsylvania Bankers Association's Tax-Trust and Estates Advisory Committee.
David L. Bartges
Vice President & Investment Officer
Dave joined Woodlands Bank in January 1996 to assist in the creation of the Trust and Asset Management Services Department. His responsibilities include the monitoring of the Department's investment activities and the management of client investment portfolios. In addition, Dave is responsible for the Bank's multi-million dollar investment portfolios.
Prior to joining Woodlands Bank, Dave worked for the former Commonwealth Bank / Meridian Asset Management for twelve years. His experience includes the management of $275 million in assets of individual, institutional and retirement plan portfolios of varying sizes. Dave graduated from Lycoming College in 1982 with a B.S. in Business Administration. In August 1992 he was awarded the Chartered Financial Analyst (CFA) designation. Earning this distinguished designation required passing three six-hour examinations covering the areas of securities regulation, ethical and professional standards, equity and fixed income analysis, portfolio management, economics, financial accounting and quantitative techniques. A successful candidate also must have at least three years of experience related to investments and adhere to the CFA Code of Ethics and Standards of Professional Conduct.
Frances R. Kuntz
Fran joined Woodlands Bank in May 2006 as a member of the Trust and Asset Management Services Department. Her responsibilities include the administration of various types of trust accounts and investment portfolios.
Previous to Woodlands Bank, Fran worked for the former Commonwealth Bank and successor Wachovia Wealth Management for twenty years; then two years with the Wealth Management Division of Omega Bank. Her experience includes the management of individual accounts of various types and sizes, securities trading, compliance, and client presentations. Fran graduated from Ithaca College in 1983 with a B.S. in Finance and has attended Cannon Financial Institute and ABA Trust School sessions.
Investment Products Are NOT Deposits Are NOT FDIC-Insured Are NOT
Insured By Any Federal Government Agency Have NO Bank Guarantee May Go Down In Value