Personal Credit

Personal credit can provide freedom and convenience. Whether you're interested in a credit card or a personal line-of-credit, our team will find the best way to meet your financial needs. We offer competitive rates and easy access to your funds, whenever you need them.

Credit Card

The Woodlands Bank no annual fee MasterCard® credit card offers the ease and convenience of ready-to-use credit, competitive interest rates, and a choice of either a unique rewards program or a cash-back benefit.

Personal Loan

Are you looking to finance an important project, restructure an existing debt, and more? A Woodlands Bank personal loan may be the answer. The interest rate and payments are fixed so there are no surprises. Features include:

  • Quick loan approval
  • Competitive interest rates — receive a lower rate when payments are automatically deducted from a Woodlands checking account
  • No fees
  • Easy payment terms

Personal Line-of-Credit

Need access to extra cash — now? A personal line-of-credit gives you the freedom to write checks at your convenience up to your predetermined credit limit. Features include:

  • No annual fee
  • Low, competitive interest rate
  • Quick loan approval
  • Easy payment terms
  • Free checks
  • Minimum transfer amount of $100
  • Optional — Automatic payments from your Woodlands checking account makes repayment easy

Automobile / Boat / Motorcycle Loans

Woodlands Bank has a variety of loan programs, repayment terms, and pricing options to help you finance your new or used vehicle. Features include:

  • Quick loan approval
  • Competitive interest rates — receive a lower rate when payments are automatically deducted from a Woodlands checking account
  • Easy payment terms

CD & Savings Account Loans

You can use your Woodlands Bank Certificate of Deposit (CD) or regular savings account to secure a loan with an interest rate based on your current CD or regular savings account rate.

  • Quick turnaround time
  • Easy repayment terms
  • No fees
  • Optional — Automatic payments from your Woodlands checking account makes repayment even easier

 

For more information on personal credit or to apply, contact any Woodlands Bank community office.