Customized Loan Solutions
Helping your business be successful is what our business is all about. Today's business environment demands insightful action, wise decisions and a plan to take advantage of opportunities. Successfully managing sales, staff, production, delivery, marketing and service issues are critical to profits and the day-to-day operation of your company.
Maximizing the growth of your business requires money; some short term, some long term—money for capital equipment, working capital, property and acquisitions. Woodlands Bank can help. Our commercial account officers are focused on just one thing—giving you the assistance your business needs to thrive.
First, we listen. We learn about your needs, requirements and your long term goals. We will structure a package of services that meets all your needs, and meets them economically.
Then, we move quickly. In business, time is money. When you decide you need to make a move in capital equipment, acquisitions, or setting up a MasterCard® Merchant Account, we respond quickly.
Our commitment to being northcentral Pennsylvania's best community bank can be seen in everything we do. That's why we've structured a wide range of business banking services; services we know most companies want and need.
Secured by real estate, these long term loans are based on the property's current market value.
Short Term Loans
Usually less than one year, they can be used to support an increase in a company's current assets caused by specific circumstances including purchases of additional inventory or the need to finance an unusually high volume of accounts receivable.
Permanent Working Capital Loans
Used when a company's cash disbursements exceed its ability to generate cash internally. It is usually repaid from cash flow and usually structured with one to five year maturities.
Seasonal Lines of Credit
Used to finance an increase in a business's current assets due to seasonal increases in sales volume.
Used to finance the purchase of fixed assets other than real estate.
Letters of Credit
Extended as stand-by financing for purposes generally related to bonding for contract completion or inventory purchase.
To apply for business financing, please contact one of our business account officers.